Statutory Settings & PAYE Calculator with NAPSA & NHIMA
Free PAYE and Net Pay Calculator
Enter Gross to find NetPay or
Enter desired Net Pay to work out Gross
Zambia PAYE & Net-Pay Calculator
Statutory Settings for current year: 2026
| Year | Tax Free Bracket | PAYE Bracket 1 | PAYE Bracket 2 | PAYE %1 | PAYE %2 | PAYE %3 | Max Tax Allowance | NAPSA Max Ceiling | NAPSA Min Threshold | NAPSA Employee % | NAPSA Company % | Max Workers Comp | Travel Allow |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5,100 | 7,100 | 9,200 | 20.0% | 30.0% | 37.0% | 0 | 34,164 | 15 | 5.0% | 5.0% | 14,400 | 0 |
ZRA Tax Calculator – Calculate PAYE & NAPSA in Zambia
What does the calculator do?
It calculates PAYE, NAPSA (5% up to the statutory cap) and NHIMA (1%) so you can see your true net pay instantly.
How do I use it?
1) Enter a gross or net amount.
2) Click Calculate Net or Calculate Gross.
3) Review the deductions breakdown.
Which tax rates are used?
The calculator applies the latest Zambia Revenue Authority PAYE brackets, plus current NAPSA & NHIMA thresholds. Rates are updated if ZRA make changes in January of each year.
