USD to ZMW Exchange Rate

Latest available US Dollar to Zambian Kwacha reference rate

1 USD = 18.8835 ZMW

Rate data timestamp: 15 August 2026, 04:00 UTC. Harvester refreshes its cached exchange-rate data once every 24 hours.

This is a general reference rate from Open Exchange Rates, not a guaranteed bank, card, transfer or Bank of Zambia transaction rate.

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Other USD reference rates

Currency 1 USD equals
South African Rand (ZAR) 16.1692 ZAR
Euro (EUR) 0.8643 EUR
Botswana Pula (BWP) 13.4659 BWP
British Pound (GBP) 0.7390 GBP

Using exchange rates for payroll planning?

Harvester Payroll Online Zambia calculates PAYE, NAPSA and NHIMA, generates payslips and prepares payroll reports for Zambian employers.

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The Free Plan covers up to 5 employees for the first 12 months. An annual renewal fee applies afterward.

Exchange-rate FAQs

How often is the exchange-rate data refreshed?

Harvester refreshes the exchange-rate data from Open Exchange Rates once every 24 hours and may temporarily use the last cached result if the source is unavailable.

Is this the Bank of Zambia official exchange rate?

No. This is a reference rate supplied by Open Exchange Rates. Confirm the applicable bank, card, transfer or official rate before completing a transaction.

Can I use this rate for Harvester package payments?

Harvester package charges are billed in Zambian Kwacha using the applicable exchange rate at purchase or renewal. See the official Harvester pricing page for current package information.

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