Zambia Payroll Settings: ZRA PAYE, NAPSA & NHIMA Rates
Current PAYE tax bands, NAPSA ceiling and NHIMA rate used in Harvester Payroll Online Zambia.
This page lists the current PAYE tax bands and statutory rates used in Harvester. These settings affect PAYE, NAPSA, NHIMA and payroll compliance in Zambia.
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Need these payroll settings applied every month?
Harvester Payroll Online Zambia uses these statutory settings to help employers calculate PAYE, NAPSA and NHIMA, generate payslips, prepare reports and keep payroll records organised.
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Statutory Settings for current year: 2026
Swipe left or right inside the table to see all settings columns.
| Year | Tax Free Bracket | PAYE Bracket 1 | PAYE Bracket 2 | PAYE %1 | PAYE %2 | PAYE %3 | Max Tax Allowance | NAPSA Max Ceiling | NAPSA Min Threshold | NAPSA Employee % | NAPSA Company % | Max Workers Comp | Travel Allow |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5,100 | 7,100 | 9,200 | 20.0% | 30.0% | 37.0% | 0 | 37,236 | 15 | 5.0% | 5.0% | 14,400 | 0 |
These statutory settings are used to support payroll calculations in Harvester. For a wider monthly checklist covering PAYE, NAPSA, NHIMA, payslips and payroll records, read our Zambia Payroll Compliance Guide.
Open PAYE & Net Pay Calculator
Zambia PAYE & Net-Pay Calculator
ZRA Tax Calculator – Calculate PAYE & NAPSA in Zambia
What does the calculator do?
It calculates PAYE, NAPSA (5% up to the statutory cap) and NHIMA (1%) so you can see your true net pay instantly.
How do I use it?
1) Enter a gross or net amount.
2) Click Calculate Net or Calculate Gross.
3) Review the deductions breakdown.
Which tax rates are used?
The calculator applies the latest Zambia Revenue Authority PAYE brackets, plus current NAPSA & NHIMA thresholds. Rates are updated if ZRA make changes in January of each year.
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